Xodius Budget
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Budget together.Keep what's yours.

Xodius Budget brings your household's accounts into one shared budget, while each of you keeps a personal budget for your own spending. Bank sync, goals and reports included.

Create your householdSign in

Read-only bank connections through Plaid

Rivera householdHouseholdMine

Net worth

$26,266

Household spending

$3,682

Left to spend

$498

Budget this month

  • Groceries$412.60 of $520.00
    Groceries: 79% of plan
  • Childcare$900.00 of $900.00
    Childcare: 100% of plan
  • Utilities$214.09 of $230.00
    Utilities: 93% of plan
  • Restaurants$146.20 of $120.00
    Restaurants: 122% of plan, over budget

Recent transactions

  • FFresh MarketGroceries · Joint checking−$142.90
  • NNorthwind payrollPaycheck · Jon's checking+$2,860.00
  • NNonna's TrattoriaRestaurants · Jon's checking−$86.30
  • CCity PowerUtilities · Joint checking−$112.40
Sample household. Names and figures are illustrative.

One household budget. Two personal ones.

Mark each account shared or personal. Shared accounts feed the household budget everyone sees; personal accounts feed a budget only their owner sees. Switch between Household and Mine anywhere in the app.

  • Joint checkingMayaSharedPersonal
  • Household savingsMayaSharedPersonal
  • Jon's checkingJonSharedPersonal
  • Everyday cardMayaSharedPersonal

Your banks, synced automatically

Connect checking, savings and cards through Plaid. New transactions arrive as your bank reports them, categorised and ready to budget. Cash and other accounts can be added by hand.

  • HHarbor Bank2 accounts · updated 4 min agoConnected
  • LLakeside Credit Union1 account · updated 9 min agoConnected
  • SSummit Card1 account · syncingSyncing

Goals and reports that answer real questions

Save toward a holiday or a safety net together, or on your own. See where the money went each month, how much you kept, and what you're worth across every account.

IncomeSpending

Sample chart: monthly income steady around $6,000, spending between $3,700 and $5,300.

Private by default, because it's your money

Read-only access
Plaid connects your bank. We can see balances and transactions, never move money.
Households stay separate
Every request is checked against your membership. Nothing crosses between households.
Two-step sign-in
Add an authenticator app so a password alone isn't enough.
Every change recorded
Budget, goal and member changes record who made them and when.

Set up your household in minutes

Create an account, connect a bank, and invite your partner.

Create your household